Change is a constant part of life. Navigating life events such as the following, typically frustrate parents:
- Special Needs Trust
- Powers of Attorney vs. Guardianship
- SSI/SSDI issues
- Waivers/Community Services
- Strategies for funding a special needs trust
- Medicare/Medicaid issues
- Retirement planning with a dependent who has special needs, the “3 person retirement”
- Life insurance review/audit
- Planning for siblings without special needs
- Creating a Letter of Intent
- Pension planning with a child with special needs
- Tax-reduction strategies
- Choosing a special needs trustee
- Lifelong housing funding
- What you can do as a grandparent
Coordinating the government and community services in your financial plan
We work with clients to close any gaps among community, government, and long term supports. Our
strategic partners can assist with obtaining federal and state benefits including waivers and Social
Security. We partner with our clients to develop a comprehensive financial, legal and social strategy to
help families provide lifetime care and quality of life for their loved ones with special needs.
Your circle of advisors
Our team of experts at your service, always just a phone call away.
Pat has focused his practice since 2009 on financial planning for families who have loved ones with disabilities. Special Needs Planning addresses the key areas of planning for a dependent with special needs: maximizing government benefits, creating the correct estate planning framework to protect benefits and clients’ wealth and implementing funding strategies to provide for both lifetime care & quality of life in the most tax-efficient manner possible. Pat has obtained his CERTIFIED FINANCIAL PLANNER™ (CFP®) certification through the CFP® Board and the designation of a Chartered Special Needs Consultant™ (ChSNC™) through the American College of Financial Services. These designations have provided Pat with the knowledge and expertise to address the unique circumstances and requirements of planning for families that have dependents with special needs.
Working with these families has taught him how incredible strength, spirit and commitment to one another can create peace of mind. These same qualities are the ones he strives to bring to all his clients to create a future and legacy for their families. He is involved with supporting many special needs organizations such as Ascend – the Asperger and Autism Alliance of Greater Philadelphia, Autism Cares Foundation, local Down Syndrome Interest Groups & Arc chapters among many others. You will find him regularly presenting for local school districts, Intermediate Units and other organizations. Pat also sits on the Advisory Board of the American College Center for Special Needs. In his spare time, Pat enjoys Philly sports, working out, golfing and spending time with his family. He resides in Downingtown, PA with his wife Amy, daughters Lily & Ella and their mini-dachshund, Dasher.
Todd Ockovic has the skills and knowledge to direct executives, families, and small business owners in formulating, executing and monitoring thoughtful solutions to build and preserve wealth. Todd focuses on developing relationships with clients to gain an understanding of their needs, wants and wishes. His precept is that financial strategies, investment portfolios and estate plans need to be tailored to individuals and their unique situations. Todd is passionate in working with various clients to address these unique financial situations and help them achieve their goals throughout all of life’s stages. He began his career in 1992 with MetLife and was a MetLife financial services representative and financial planner prior to joining 1847Financial. Todd holds FINRASeries 6,7, 26 and 63 licenses. Throughout his 20+ years in the financial services industry, he has qualified for many personal and industry recognition awards.
As a wealth management specialist with 1847Financial, Nancy assists with her team’s financial planning and maintains the investment and life insurance business systems. She gained expertise through past experiences at Independence Wealth Strategies, a MetLife agency, and Creative Financial Group, where she specialized in strategizing and creating financial plans for financial service representatives and high-net-worth individuals. Nancy received her Bachelor’s Degree in Political Science from Dickinson College, in Carlisle, PA, and her Juris Doctor degree from Widener University School of Law, in Wilmington, DE. She is also FINRA Series 7 and 66, and Life, Accident, and Health licensed. Nancy resides in Flourtown, Pennsylvania with her husband Derek, daughter Caroline, and their dog and two cats. In her spare time, Nancy enjoys spending time with her family and is an accomplished baker.
Thom is dedicated to serving business owners, professional athletes and families with special needs loved ones who recognize the importance of personal financial organization, but lack either the time, knowledge, or desire to do so on their own. He has built his career and practice through hard work and dedication to his clients. The foundation to everything he does is built on a deep understanding of his clients’ goals and achieved through consistent and clear communication.
Thom brings a unique level of experience to his clients. His knowledge and experience was built and tested over a decade in finance as an investment consultant for large institutional asset management firms. In addition to his time dedicated to serving individuals and families, he has served as the secretary for local pensions.
Thom lives in Devon, PA with his wife Angelina and their three children: Tommy, Rosalie (LeeLee), and Sophia(FiFi). When not coaching or playing soccer, he enjoys listening to music, working outdoors, or playing guitar.
Brian is motivated by service to others. As a passionate advocate for wellness, Brian believes that true health is defined by well-being physically, mentally, emotionally, and fiscally.
This perspective towards life has allowed him to take a holistic approach to his practice, prioritizing communication, transparency, and education. His dedication to his clients has led him to gain his Wealth Management Certified Professional® designation, FINRA Series 7, 63,& 66 licenses, as well as Life, Accident, and Health Insurance licenses.
Brian brings the highest level of detail and care to his clients. His understanding of the long-lasting impacts of a financial plan allows him to work collaboratively with clients. This lets them know he is with them every step of the way.
As a resident of Bucks County, Brian is active in the special needs, mental illness, and recovery community. Dedicated to serving these spaces at the highest level. Brian lives in Doylestown, PA and enjoys working out, running, and cooking.